I have to have surgery?


Question:
I recently found out that I have a cyst on one of my ovaries and endemtriosis. I have to have surgery to keep the cyst from bursting, is has already started to ruptuer some so I need the surgery badly. We have no insurance I have tried to get state help but they say there is no help. What can I do any advice would be helpfull.

Answers:
each hospital has different policys. They base your bill Depending on your income. You didnt say where your from so its a little diffectult to answer since policys are different from state to state. If you dont quilify for puclic aid or meddic aid. so countys have a medical program for people who have no insurance and have a low income. I'dcall your county buliding and ask. Other wise you may haave to just set up a repayment plan. Your health is more important. ISN"T IT!! I think so. Please seek help.
You should just get the surgery and then declare bankruptcy. Sorry, but if you really need it that badly that is the only way. If you have surgery with no insurance the price will probably be in the tens of thousands range and you would never be able to pay it off. It is possible to declare bankruptcy on ONLY your medical bills - so if you have a car payment or a house you can still keep them, and just not have the medical debt.

I have a friend that had her appendix burst, then had to spend 7 days in the hospital with NO INSURANCE. Her bills came out to about $60,000 - so she had no choice but to declare bankruptcy.
If you have to have to surgery, then you must. You'll just have to make payment arrangements with the hospital. It sucks having to pick up the whole tab, but you really shouldn't put a price on your health.


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